Disclaimer

GENERAL INFORMATION

Jacqueline Ramirez (“company”, “I”, “we” or “us”) provides general educational information on various topics on this website as a public service, which should not be construed as professional, health, financial, real-estate, tax or legal advice. These are my personal opinions only.

The term “you” refers to anyone who uses, visits and/or views the website.

Please read this Disclaimer carefully, and I reserve the right to modify it at any time without notice.  By visiting and using this website, you accept and agree to be bound by this Disclaimer along with my Terms and Conditions and Privacy Policy. Your continued use of my website, programs, products and/or services constitutes your acceptance of future changes and updates to this Disclaimer. You must not access or use my website if you do not wish to be bound by this Disclaimer.

DISCLAIMER

All content and information on this website is for informational and educational purposes only, does not constitute professional advice of any kind and does not establish any kind of professional-client relationship by your use of this website. A professional-client relationship with you is only formed after I have expressly entered into a written agreement with you that you have signed including our fee structure and other terms to represent you in a specific matter. Although I strive to provide accurate general information, the information presented here is not a substitute for any kind of professional advice, and you should not rely solely on this information. Always consult a professional in the area for your particular needs and circumstances prior to making any professional, legal, financial or tax related decisions.

This blog is a personal blog written and edited by me. I share my opinions, thoughts and personal experience.

I am not an expert in the fields that I discuss. You should always do your own research before making a decision for yourself and/or your family. For questions about this blog, please contact jackie@hudsonvalleyexplored.com.

AFFILIATE LINKS

Hudson Valley Explored is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Hudson Valley Explored is also a participant in the Groupon Partner Network, Share A Sale Network, Amazon.com, Groupon.com, Expedia.com, and LocalFlavor.com

The links on this website may contain affiliate links. ‘Affiliate Links’ means if you click on it, make a purchase, I may receive a commission. This helps me run this blog. The cost of the item remains the same to you. It will never cost you a penny more than had you found it on your own!
I’ll never recommend anything to you that I haven’t personally used, or trust. And if I really love something, maybe I’ll link to it a lot. 😀 It’s just a little way that I can keep bringing you all this content for free!!

These affiliate or third party relationships in no way compromise the integrity of the content, information, services and materials being presented to you here, and you are under no obligation to click on these affiliate links to purchase those products or services being offered. These affiliate programs are selected based on personal experiences and preferences.

Please note that I have not been given any free products, services, or anything else by these companies in exchange for mentioning them on the site. The only consideration is in the form of affiliate commissions.

This blog occasionally accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. The owner of this blog is occasionally compensated to provide opinion on products, services, and various other topics. Even though the owner of this blog receives compensation for posts or advertisements, I believe in honesty of relationship, opinion, and identity. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This disclosure policy applies to all affiliate links I share on my website, social media, emails, programs, products such as courses, ebooks, services and through any other means of communication with you.

FAIR USE DISCLAIMER 

This website reviews products and online software including but not limited to posting of product images from other websites, logos of manufacturers. In doing so, no copyright is claimed for this kind of content on the website and to the extent that such material may appear to be infringed, we assert that such alleged infringement is permissible under the fair use principles of U.S. copyright laws. If you believe any material has been used in an unauthorized manner, please contact me at jackie@hudsonvalleyexplored.com

PRIVACY POLICY:

Hudson Valley Explored respects your privacy.

Any personal information you provide me, including and similar to your name and e-mail address will not be released, sold, or rented to any entities or individuals.

External Sites

Hudson Valley Explored is not responsible for the content of external internet sites. You are advised to read the privacy policy of external sites before disclosing any personal information.

Some of our advertising partners may use cookies on our site. My advertising partners include (but are not necessarily limited to): Google Ads.

These third-party ad servers or ad networks may use technologies such as cookies or JavaScript to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see. Hudson Valley Explored has no access to or control over these cookies that are used by third-party advertisers. Hudson Valley Explored’s privacy policy does not apply to, and cannot control the activities of, other advertisers or web sites. You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices, as well as, for instructions about how to opt-out of certain practices.

Remember The Risks Whenever You Use The Internet

While I do my best to protect your personal information, I cannot guarantee the security of any information that you transmit to Hudson Valley Explored and you are solely responsible for maintaining the secrecy of any passwords or other account information. In addition, other Internet sites or services that may be accessible through Hudson Valley Explored have separate data and privacy practices independent of me, and therefore I disclaim any responsibility or liability for their policies or actions.

Please contact those vendors and others directly if you have any questions about their privacy policies.

LIMITATION OF LIABILITY

You agree that under no circumstances, I and/or my officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that I and/or my officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall not be liable to you for any damages resulting from 1) any errors or omissions on the website, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorized access by third party of your information from the website regardless of our negligence; and 4) any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that I provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here.

Notice Regarding Online Behavioral Advertising

I allow third party companies to serve ads and/or collect certain anonymous information when you visit my Web site. These companies may use non-personally identifiable information (e.g. click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. To learn more about this behavioral advertising practice visit the NAI at http://www.networkadvertising.org.

 

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